So after a lot of testing...it seems it's the app...
- I used another device from WAN...works!
- I edited the working entry to use the WAN address...it worked!
- I deleted both entries and set them up again...neither worked!
So...anyone know a good SSH client for Android? 
Also, web searching:
I personally get this error:
The server hostkey was not accepted by the verifier callback.
Unknown key type rsa-sha2-256
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