Firewall: Multiple Source and Destination zones

Really?

Because here's the duplicate:

You've asked the same thing verbatim.

Edit:

If it has not been made clear - if you dont wanna use the combined Any Zone (your post isn't clear what issue you're having - if I recall from another thread, it was a security issue to a zone named "IoT" that you failed to show in the configs), then yes, create 2 rules.